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Some of the soundest investing advice ever given to me came from my father. But later on, when life had run its course with me, I realized that it was the best investing advice I ever had. One day, when I had just gotten my very first salary, he took me aside, looked deep into my eyes and told me in gravelly tones, “Son, never spend more than you earn.” At that time I was flush with the joy of having earned my first salary and his statement never made any sense to me.

This point was driven home once again when I went to my son’s parents teachers meeting. I reached there a little early and happened to witness a class on investing advice for kids. And I stood wonderstruck as the instructor delivered her final punch. That’s right! It was the same phrase dad had told me all those years ago. Professing her bit of investing advice the instructor told the little wonders never to spend more than they earned. I stopped by to watch, fascinated that kids nowadays had such concepts explained to them at such an early age.

Those simple words with all their seeming simplicity couched within them the essence of what man has been trying so hard to figure out. Effective investing advice is really as simple as don’t ever spend more than you can earn! Investing advice it seems is not all that difficult as it is made out to be.

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Preview Next Article: Better Investing There might be nothing more pleasing that watching your money grow with little effort on your part. There are a number of ways to do this, but the most common way is by investing your money in a variety of stocks, bonds, or ventures. More About stock market

All of us know a great deal about sound investing advice, but most of us just refuse to follow it in our daily lives. After all, sound investing advice is not meant to be something that you can merely pass on like a family heirloom. But that needs to change. In order for it to be effective, your heirs would much rather appreciate the money that accrued from the investing advice!

You might not think this is great investing advice. But think again. There you go. Now, can you confidently say that you have never overspent? That you have always paid your credit card bills the very next month? That you never buy anything on credit? Come on now. If that is really you, you need to be the one doling out investing advice! How many of us make the mistake of spending more than we earn? Before you get all self righteous and answer me, tell me if you have a credit card.

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